Spirit is not disembodied. The bodies differ after death

Ramana Maharishi:  Sleep is intermediate between two waking states, so also death is between two successive births. Both are transient.

Devotee:  I mean when the spirit is disembodied, does it carry the intellect with it?

Ramana Maharishi:  Spirit is not disembodied. The bodies differ. It may not be a gross body. It will then be a subtle body, as in sleep, dream or daydream.  Intellect does not alter; the bodies may differ according to circumstances.